Frequently Asked Questions

Damaged foreign bank notes are not accepted. 

Yes, you will need to present your ID card or passport. 

Yes. For detailed information on the special exchange rates, please visit our branches or call the Swiss Capital hotline (032) 2 300 300. 

Currently, it is available to convert US Dollar or Euro. 

Visit Swiss Capital branches in Dighomi Massif or on Kazbegi Avenue. You can find the nearest branch on our Contact page. 

Yes, you can chose a remote payment channel at your convenience from the below listed options:

• TBC Pay fast payment terminals
• Mobile application "tbcpay mobile"
• website tbcpay.ge - follow the link: Online Payment

You can get up to 85% of your real estate value.

Yes, with SwissCapital loan, you can cover your current liabilities with private lender, as well as other financial organizations.

1. Select a car you want and fill out a leasing application at Swiss Capital branch, call center or online.  
2. At Swiss Capital, you will be able to get necessary funds through a very fast and simple procedure. The required time for it will not exceed 45 minutes. 

Business loan is a product by Swiss Capital, which is used, as an additional resource for your business development and repayment of other liabilities. Swiss Capital Business Loan gives you an opportunity to take advantage of grace period and start repayment after 3 months.

The business loan is accessible for individuals as well as legal entities who hold micro and small businesses. The minimum business experience period is 3 months.

You will be able to get approved amount in 1 day.

You can choose loan term between 2 and 120 months, depending on the loan purpose and loan amount. 

Swiss Capital Gold pawnshop offers you the best terms, fast and convenient service! Visit Swiss Capital gold pawnshop today and be offered the maximum amount, and the highest appraisal of your gold! 

You can choose a type of repayment schedule, which you prefer: annuity (you cover loan principle and interest with monthly payments) or simple (you pay the interest only, and the principle is covered at the end of term).  

Gold Pawnshop is offered at Swiss Capital branches in Tbilisi, Kutaisi and Batumi. 

Mortgage is issued on the basis of the real estate’s guaranty (flat or commercial area),  we issue a commercial pledge through National Agency of public registry. 

Only real estate located in Tbilisi or suburbs, or Batumi is considered

From 3 months up to 10 years

The amount is provided in Georgian Lari. 

It is a product by which you can get money to purchase a desired car. The funded amount is up to 90% of its market value. 

You pay both – interest and principle at the same time each month according to the contractual schedule.

• ID
• The updated extract from the national agency of public registry of the real estate.
• Ownership documents (e.g. if the current owner received the property by heritage/donation/purchase, title deed/donation/purchase agreement must be presented) in case of absence of the original documents, copies can be requested from the National Agency of Public Agency

We issue loans in Lari.

After you fill out the application, our representative will appraise your estate, which is the basis for issuing the loan. The whole procedure takes up to one day.

The upper amount limit of Swiss Capital financial leasing is 100 000 GEL. 

We finance up to 90% of the car value, therefore minimum 10% is required as downpayment.

You will get the answer in 20 minutes after filling in an application. In case of positive answer, the maximum time from filling an application and getting money is 45 minutes.

Financial leasing can be issued for up to 72 months period.

Swiss Capital offers you the best terms to get up to 100 000 Lari in 45 minutes. Visit us, get our fast, comfortable and high-quality service and, most importantly, desired amount within 45 minutes!

You are the one who chooses the terms, we provide you with both solutions. You can use interest-only or annuity loan. With interest-only, you pay interest and at the end of the term you pay the principal, while in annuity loan you pay interest and principal both together in equal installments, thus at the end of the term the loan amount is zero.   

You will get the amount the same day when you fill the application! It takes up to 20 minutes to review the application and since we give out cash and no transfer is required, just within 45 minutes you will get the money!

You can choose preferred repayment period up to 72 months. 

We issue the loan only to citizens/residents of Georgia, who have ID Card/Passport and are over 21 years old, have a tech passport of the car. Along with this, car must be produced at least in 2000.