Buy a desired car today!
Buy a desired car today, without income proof requirement! Take advantage of a 4-month grace period! Loan issuance commission and pledge cost - 0! APR 50%.
How to apply?
In order to get auto leasing you need:
- ID, Georgian Passport / residence card (Only person over 21 can apply for loan)
- Tech passport of desired car
What are the terms of auto leasing?
- Gift: Up to 200 GEL Insurance Voucher
- Loan Payment: Monthly
- Advantage: The highest car appraisal
Maximum duration of auto leasing is
72 monthsFAQ
What is needed to purchase a desired car?
- Select a car you want and fill out a leasing application at Swiss Capital branch, call center or online.
- At Swiss Capital, you will be able to get necessary funds through a very fast and simple procedure. The required time for it will not exceed 45 minutes.
What is the available currency?
The amount is provided in Georgian Lari.
What is Car Leasing?
It is a product by which you can get money to purchase a desired car. The funded amount is up to 85% of its market value.
How do I pay?
You pay both – interest and principle at the same time each month according to the contractual schedule.
What maximum amount can be funded?
The upper amount limit of Swiss Capital financial leasing is 100 000 GEL.
| Important Terms of Auto Leasing | |
|---|---|
| Interest Rate Type | Fixed |
| Annual Interest Rate | 31%-42% |
| Effective Annual Interest Rate | 50% |
| Loan Issuance Commission / Registration Fee | 0 -380 Lari |
| The Total Amount and Period of the Loan | 2 000-100 000 Lari, 3-72 months |
| Early Repayment Commission | 2% - of the repaid amount, if the remaining period is more than 24 months 1% - if 12-24 months remain 0.5% - if 6-12 months remain 0% - if up to 6 months remain |
| Overdue Penalty | 0.27% of the residual loan principal for every overdue day. In addition, from the beginning of the overdue period until its complete elimination, the imposition of mass expenses (including %) of this period is stopped after their total amount reaches 1.5 times the amount of the current residual translation amount. |
| Note | In case of non-fulfillment of the obligation, it will be considered fulfilled only by the implementation of the relevant measures (including the sale and/or ownership of the property) provided for by the Georgian legislation in relation to the means(s) of securing the present loan. |