Get up to 100 000 GEL Amount with any collateral!
Business and Agro loan up to 100 000 GEL within 1 day by Swiss Capital! Choose the most suitable type of collateral for you, or benefit from the most convenient offer and receive up to 10,000 GEL fast, pledge-free Business and Agro loan within 1 hour! Special terms for taxi drivers: Swiss Capital offers you financing your business needs in 1 hour, with up to 20,000 GEL amount and comfortable repayment conditions.
How To Get a Business Loan?
Most Flexible Loan Terms
Select a form of collateral and get the loan quickly:
NoCollateral
- Time of Approval: 1 hour
- Loan Amount 500 - 10,000 Lari
- Loan Term: Up to 60 months
- Payment Frequency: Monthly
Loan Secured withAutomobile
- Time of Approval: 1 Day
- Loan Amount: Up to 100,000 Lari
- Loan Term: Up to 72 months
- Payment Frequency: Monthly
Loan Secured withReal Estate
- Time of Approval: 1 Day
- Loan Amount: Up to 100,000 Lari
- Loan Term: Up to 120 Months
- Payment Frequency: Monthly
FAQ
What is business loan?
Business loan is a product by Swiss Capital, which is used, as an additional resource for your business development and repayment of other liabilities. Swiss Capital Business Loan gives you an opportunity to take advantage of grace period and start repayment after 3 months.
Who can take the business loan offered by Swiss Capital?
The business loan is accessible for individuals as well as legal entities who hold micro and small businesses. The minimum business experience period is 3 months.
How long will it take to process the loan application?
You will be able to get the approved amount in 1 day. In case you are applying for a Fast Business and Agro loan, or Business loan for Taxi drivers, you will receive the loan in 1 hour.
What is the maturity of the business loan?
You can choose loan term between 2 and 120 months, depending on the loan purpose and loan amount.
| Important Terms of the Business and Agro Loan | |
|---|---|
| Interest Rate Type | Fixed |
| Annual Interest Rate | 18%-36% |
| Effective Annual Interest Rate | 20%-47% |
| Issuance commission | 0.5 %- 2% of the loan amount |
| The total amount and period of a loan | 500-100 000 Lari, 3-120 months. |
| Early Repayment Commission | 2% - of the repaid amount, if the remaining period is more than 24 months 1% - if 12-24 months remain 0.5% - if 6-12 months remain 0% - if up to 6 months remain |
| Overdue Penalty | 0.27% of the residual loan principal for every overdue day. In addition, from the beginning of the overdue period until its complete elimination, the imposition of mass expenses (including %) of this period is stopped after their total amount reaches 1.5 times the amount of the current residual translation amount. |