Mortgage Loan
Receive loan funds in just 1 day
Easily purchase or renovate property, consolidate existing debts, or take advantage of improved terms
- Receive up to 100,000 GEL in just 1 day
- Flexible use for any purpose
- Quick and streamlined process
Up to 100,000 GEL
Purchase or renovate a house, apartment, commercial property, or office.
In just 1 day
An expedited process to help you achieve your goals without delays.
Loan term: 6 to 120 months
Choose a repayment plan that suits you the most.
Flexible terms for debt consolidation
Merge or settle existing obligations with other financial institutions or private mortgage lenders.
SwissCapital Advantage
Trustful and Professional
Your reliable financial partner, backed by years of experience and a commitment to the highest standards of service.
Personalized Solutions
We offer customized financial services designed to meet your individual needs.
Simple and Accessible
SwissCapital's wide range of services and user-friendly digital features help you overcome financial challenges quickly and with ease.
How to get Mortgage Loan?
Via submission
Complete a simple and quick online form.
Visit a Branch
Stop by your nearest Swiss Capital branch to apply in person.
Phone Assistance
Call us at 032 2 300 300 for support.
Frequently Asked Questions
Can I shift my loan from private lender?
Yes, with SwissCapital loan, you can cover your current liabilities with private lender, as well as other financial organizations.
What is the maximum amount I can get?
You can get up to 85% of your real estate value.
On what basis do I get the Mortgage loan?
Mortgage is issued on the basis of the real estate’s guaranty (residential or commercial area), we issue a commercial pledge through the National Agency of the public registry.
What is the Mortgage Loan duration?
From 3 months up to 10 years
How do I pay?
You pay both – interest and principle at the same time each month according to the contractual schedule.
Have more questions?
See the full list of FAQs.
Important terms of Mortgage Loan
| Type of the Interest Rate | Fixed |
|---|---|
| Annual Interest Rate | 18%-27% |
| Effective Annual Interest Rate | 20%-42% |
| Issuance Commission | 0.5 %-2% of the loan amount. |
| Mortgage Registration / Cancellation Cost | Registration - 158 Lari; Cancellation - 151 Lari. |
| The Full amount and Term of the Credit | 2 000-100 000 Lari, 6-120 Months. |
| Early Repayment Commission | 2% - of the repaid amount, if the remaining period is more than 24 months 1% - if 12-24 months remain 0.5% - if 6-12 months remain 0% - if up to 6 months remain |
| Overdue Penalty | 0.27% of the residual loan principal for every overdue day. In addition, from the beginning of the overdue period until its complete elimination, the imposition of mass expenses (including %) of this period is stopped after their total amount reaches 1.5 times the amount of the current residual translation amount |
