For Me and My Family

Mortgage Loan

Receive loan funds in just 1 day

Easily purchase or renovate property, consolidate existing debts, or take advantage of improved terms

  • Receive up to 100,000 GEL in just 1 day
  • Flexible use for any purpose
  • Quick and streamlined process

Up to 100,000 GEL

Purchase or renovate a house, apartment, commercial property, or office.

In just 1 day

An expedited process to help you achieve your goals without delays.

Loan term: 6 to 120 months

Choose a repayment plan that suits you the most.

120
Months

Flexible terms for debt consolidation

Merge or settle existing obligations with other financial institutions or private mortgage lenders.

SwissCapital Advantage

Trustful and Professional

Your reliable financial partner, backed by years of experience and a commitment to the highest standards of service.

Personalized Solutions

We offer customized financial services designed to meet your individual needs.

Simple and Accessible

SwissCapital's wide range of services and user-friendly digital features help you overcome financial challenges quickly and with ease.

How to get Mortgage Loan?

Illustration of the Scap app

Frequently Asked Questions

Can I shift my loan from private lender?

Yes, with SwissCapital loan, you can cover your current liabilities with private lender, as well as other financial organizations.


What is the maximum amount I can get?

You can get up to 85% of your real estate value.


On what basis do I get the Mortgage loan?

Mortgage is issued on the basis of the real estate’s guaranty (residential or commercial area),  we issue a commercial pledge through the National Agency of the public registry. 


What is the Mortgage Loan duration?

From 3 months up to 10 years


How do I pay?

You pay both – interest and principle at the same time each month according to the contractual schedule.


Important terms of Mortgage Loan

Type of the Interest RateFixed
Annual Interest Rate18%-27%
Effective Annual Interest Rate20%-42%
Issuance Commission0.5 %-2% of the loan amount.
Mortgage Registration / Cancellation CostRegistration - 158 Lari; Cancellation - 151 Lari. 
The Full amount and Term of the Credit2 000-100 000 Lari, 6-120 Months.
Early Repayment Commission2% - of the repaid amount, if the remaining period is more than 24 months
1% - if 12-24 months remain
0.5% - if 6-12 months remain
0% - if up to 6 months remain
Overdue Penalty0.27% of the residual loan principal for every overdue day. In addition, from the beginning of the overdue period until its complete elimination, the imposition of mass expenses (including %) of this period is stopped after their total amount reaches 1.5 times the amount of the current residual translation amount