Gold Pawnshop
Get the maximum amount instantly
Receive a loan based on the highest valuation of your gold - quickly, securely and effortlessly.
- Benefit from exclusive gold appraisal rates
- Unlock the maximum loan amount available
- Transfer your existing loan to us and enjoy improved terms
Up to 100,000 GEL
Receive up to 100,000 GEL in no time
Flexible repayment schedule
Choose a payment plan that works best for you: monthly or bi-monthly options available
Transfer your existing loan
Switch to Swiss Capital and take advantage of special rates, higher appraisals and more flexible repayment options
High security standards
Your valuables are stored safely under trusted, secure conditions
Multiple Loan Payment Channels
Manage your loans with our digital channels or use the quick deposit machines around the city
Pawnshop Calculator
Highest valuation of your gold.
Select gold fineness:
How to Get a Gold-backed Loan
Via submission
Complete a simple and quick online form.
Visit a Branch
Stop by your nearest Swiss Capital branch to apply in person.
Frequently Asked Questions
Can I make a payment remotely?
Yes, you can choose a remote payment channel at your convenience from the below-listed options:
- TBC Pay / BOG Pay fast payment terminals and e-payment systems
- Follow the link: Online Payment
Why Swiss Capital Gold Pawnshop?
Swiss Capital Gold pawnshop offers you the best terms, fast and convenient service! Visit Swiss Capital gold pawnshop today and be offered the maximum amount, and the highest appraisal of your gold!
How will I repay?
You can choose a type of repayment schedule, which you prefer: annuity (you cover loan principle and interest with monthly payments) or simple (you pay the interest only, and the principle is covered at the end of term).
In which cities can I get Gold Pawnshop service?
Gold Pawnshop is offered at Swiss Capital branches in Tbilisi, Kutaisi and Batumi.
What is the loan currency?
We issue loans in Lari.
Have more questions?
See the full list of FAQs.
Important Terms of Gold Pawnshop
| Type of Interest Rate | FIxed |
|---|---|
| Annual Interest Rate | 18%-30% |
| Effective Interest Rate | From 19% |
| Issuance Commission | 0 |
| Credit Amount | 50-100 000 Lari |
| Credit Term | Up to 2 months (with automatic prolongation) |
| Early Repayment Commission | 0% |
| Overdue Penalty | 0.27% of the residual loan principal for every overdue day. In addition, from the beginning of the overdue period until its complete elimination, the imposition of mass expenses (including %) of this period is stopped after their total amount reaches 1.5 times the amount of the current residual translation amount. |
| Note | In case of non-fulfillment of the obligation, it will be considered fulfilled only by the implementation of the relevant measures (including the sale and/or ownership of the property) provided for by the Georgian legislation in relation to the means(s) of securing the present loan. |
