Auto Loan
Secure funding with your car – quick, transparent and reliable loan.
Access the loan funds you need by using the value of your vehicle as collateral – without transferring ownership. Receive your approved amount within 30 minutes. No disbursement or collateral service fees. Transparent terms with an effective annual interest rate - 50%.
- Receive up to 100,000 GEL in just 30 minutes.
- Enjoy a 4-month grace period.
- Your car remains registered in your name.
Up to 100,000 GEL
Approved in just 30 minutes
4-Month grace period
Start repaying the principal from the 5th month
No disbursement fees
Receive the full approved amount with no deductions
The car stays registered in your name
You're not required to transfer the vehicle to someone else's name.
Loan approval in 30 Minutes
Drive off sooner!
Manage your loan via mobile app
Open a Scapp user account and access all key information anytime, anywhere.
SwissCapital Advantage
Trustful and Professional
Your reliable financial partner, backed by years of experience and a commitment to the highest standards of service.
Personalized Solutions
We offer customized financial services designed to meet your individual needs.
Simple and Accessible
SwissCapital's wide range of services and user-friendly digital features help you overcome financial challenges quickly and with ease.
How to apply for an auto loan?
Via the Scapp Mobile App
Receive a loan offer without visiting a branch – simply download the app and apply in seconds.
Via submission
Complete a simple and quick online form.
Visit a Branch
Stop by your nearest Swiss Capital branch to apply in person.
Phone Assistance
Call us at 032 2 300 300 for support.
What you’ll need to receive the loan:
- Georgian citizen ID card or passport
- Valid driver’s license
- Vehicle registration document
Your application will be reviewed and you will receive a response within 20 minutes.
The entire process takes no more than 30 minutes.
* Loans are available for individuals aged 21 and above.
Frequently Asked Questions
What is the available currency?
The amount is provided in Georgian Lari.
How do I pay?
You pay both – interest and principle at the same time each month according to the contractual schedule.
Why should I use this offer?
Swiss Capital offers you the best terms to get up to 100 000 Lari in 45 minutes. Visit us, get our fast, comfortable and high-quality service and, most importantly, desired amount within 45 minutes!
When will I get the money?
You will get the amount the same day when you fill the application! It takes up to 20 minutes to review the application and since we give out cash and no transfer is required, just within 45 minutes you will get the money!
What is the maximum term for repayment?
You can choose preferred repayment period up to 72 months.
Have more questions?
See the full list of FAQs.
Important Terms of Auto Loan
| Type of the Interest Rate | Fixed |
|---|---|
| Annual Interest Rate | 31%-42% |
| Effective Annual Interest Rate | 50% |
| Issuance Commission / Registration Cost | 0-380 Lari |
| The Full amount and Term of the Credit | 2 000-100 000 Lari, 3-72 Months |
| Early Repayment Commission | 2% - of the repaid amount, if the remaining period is more than 24 months 1% - if 12-24 months remain 0.5% - if 6-12 months remain 0% - if up to 6 months remain |
| Overdue Penalty | 0.27% of the residual loan principal for every overdue day. In addition, from the beginning of the overdue period until its complete elimination, the imposition of mass expenses (including %) of this period is stopped after their total amount reaches 1.5 times the amount of the current residual translation amount. |
| Note | In case of non-fulfillment of the obligation, it will be considered fulfilled only by the implementation of the relevant measures (including the sale and/or ownership of the property) provided for by the Georgian legislation in relation to the means(s) of securing the present loan. |
