Mortgage Loan

Get the mortgage loan up to 60% of real estate’s value for 10 years! Get the loan today!

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Mortgage Loan

Get the mortgage for up to 10 years period just in one day!

If you own a real estate (flat, house, commercial area or office) in Tbilisi or Batumi, you can get a long-term loan for any purposes.

How to apply?

  • Apply for loan online
    Apply
  • Visit one of our branches
    Locations
  • Call hotline at
    2 300 300
Contract has to be signed in notary bureau or Public Register

In order, to get loan you need:

  • ID or passport
  • Real estate's ownership document
  • Registration of mortgage in Public Register (standard: 50 GEL; next day – 150 GEL; on the same day – 200GEL)

How to cover loan

The loan shall be paid by transfer of the amount to our bank account. At any time you can reduce the principle amount of the loan and from that day the interest shall be paid only for the outstanding principal amount

You can choose yourself:

To cover just interest
or
To cover principle and interest together

FAQ

On what basis do I get the Mortgage loan?

Mortgage is issued on the basis of the real estate’s guaranty (flat or commercial area),  we issue a commercial pledge through National Agency of public registry. 

Only real estate located in Tbilisi or suburbs, or Batumi is considered

What is the Mortgage Loan duration?

From 3 months up to 10 years

How do I pay back the loan?

You pay both – interest and principle at the same time each month according to the contractual schedule. Monthly payment is paid by placing money on Swiss Capital’s account in our partner bank

What documents do I need to get a loan?

  • ID
  • The updated extract from the national agency of public registry of the real estate.
  • Ownership documents (e.g. if the current owner received the property by heritage/donation/purchase, title deed/donation/purchase agreement must be presented) in case of absence of the original documents, copies can be requested from the National Agency of Public Agency

What is the currency of the loan ?

We issue mortgage loans in Georgian Lari.

Apply Online
This takes only 2 minutes